For the complete documentation index, see llms.txt. This page is also available as Markdown.

Real Estate Debt Strategy

What the vault actually invests in

Flint allocates to tokenized real estate debt, specifically bonds backed by real estate operations originated through lend.xyz's opLend infrastructure. These are debt instruments, not equity. Think short-to-medium-term credit secured by real estate collateral, similar in structure to private credit or mortgage-backed notes in TradFi, but originated and settled fully on-chain.

Asset class

Real estate-backed debt (bonds)

Denomination

EUR

Average duration

~18 months

Yield source

Interest payments from real estate operations

Originator

lend.xyz / opLend

How returns flow

Deposited USDC gets collected into the vault, the curator deploys capital into opLend bond positions, real estate operators pay interest on the borrowed capital, and that interest flows back weekly to depositors. Every step of the chain is traceable on-chain.

Curator: 9 Summits

Every allocation decision goes through 9 Summits, a professional onchain asset manager that curates vaults across Lagoon Finance, Morpho, Euler, and Silo. They apply the same institutional risk framework to every strategy they list.

  • AUM managed: $24M+

  • Live strategies: 8 vaults

  • Website: 9Summits.io

Their job is selecting and vetting bond opportunities, monitoring ongoing exposure, proposing and approving NAV updates, and processing deposit and redemption batches. The allocation decisions sit with them, not with a smart contract running autonomously.

Redemptions

The target window is 7 to 21 days. Requests are fulfilled through a network of TradFi liquidity providers who can buy vault positions directly. If you have a specific or urgent redemption need, reach out to the team at hello@flintrwa.xyz.


Next: Technical Architecture

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